Investment Example 1 - Single Investor: Assuming the beauty parlor generate 4000 ped net income monthly 2000ped - 50% destined for partial payments each month 400 ped - 10% interests each month Name Investment Jan Feb Mar Final result James 5000 3000 + 400 1000 + 800 0 + 1200 6200 (124%) In this scenario James recives the whole share of both the partial payments and interests since he is the only investor. In the table above after each month we can see the "remaining investment" + "total interest income" amounts. The final result is the ammount of money received for the investment is 124% of the investment amount (higher than 120% since in the last months payment only 1000 ped) remained on James investmentbut being the only investor he still received the full share of the interests. In scenario 2 James could be compensated 75% of the February income having all his investment paid back sooner: Name Investment Jan Feb Final result James 5000 3000 + 400 0 + 800 5800 (116%) This James investment is paid back sooner (allowing him to reinvest his money) but the final income on james account is 116% of the originaly invested ammount.